Visa® Credit Cards | M&T Bank (2024)

Whether it's a credit card that earns rewards, one that helps to rebuild credit or just the convenience of a card from the bank you can count on — we have options for you.

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Turn your purchases into cash.

10,000 Point Offer: Earn 10,000 bonus points ($100 value) after $500 in purchases made in the first 90 days from account opening.{{d2014*}}

Card Benefits:

Unlimited 1.5% cash back: Earn 1.5 points per $1 spent on every purchase, no earning limits{{d2014*}}

Redeem points for cash back, statement credit, gift cards or travel {{d2014*}}

Travel smarter with No Foreign Transaction Fees {{d58*}}

0% introductory APR on balance transfers and purchases for 12 billing cycles from account opening; a 4% balance transfer fee will apply. {{d58*}}

Variable %-%APR thereafter{{d58*}}

No annual fee{{d58*}}

Earn rewards with every swipe.

10,000 Point Offer: Earn 10,000 bonus points ($100 value) after $500 in purchases made in the first 90 days from account opening.{{d2014*}}

Card Benefits:

Unlimited 1% cash back: Earn 1 point per $1 spent on every purchase, no earning limits{{d2014*}}

Redeem points for cash back, statement credit, gift cards or travel{{d2014*}}

0% introductory APR on balance transfers and purchases for 12 billing cycles from account opening; a 4% balance transfer fee will apply. {{d58*}}

Variable %-%APR thereafter{{d58*}}

No annual fee{{d58*}}

Create flexibility with your purchases.

With your M&T Visa® Credit Card you can make purchases and manage transactions with ease.

Card Benefits:

0% introductory APR on balance transfers and purchases for 12 billing cycles from account opening; a 4% balance transfer fee will apply. {{d58*}}

Variable %-% APR thereafter{{d58*}}

No annual fee{{d58*}}

Take control of your credit.

We're here to help you establish, improve or rebuild your credit.

Card Benefits:

Secured by a deposit equal to your credit line

Variable APR of %{{d58*}}

Free access to yourFICO® Credit Score on your account statement{{d599*}}

Periodicreview of your account to determine if you meet the criteria to graduate to an unsecured credit card{{d634*}}

No annual fee{{d58*}}

We get it, there are a lot of options out there. With a credit card from your bank, you can enjoy the added value of security and convenience.

• Transfer funds from your bank account & track expenses in one place
  
• Bank on your own schedule withonline bankingor our mobile app
  
• Use our M&T Money Smart™Cash Flowfeature to predict your balance
  
• Pay with your credit card using yourdigital wallet
  
• Globally acceptedchipandcontactlesstechnology
• Peace of mind with 24/7fraud prevention and detection
• Built-in security and account managementtools

Apply for an M&T credit card in a branch or by phone.

If you'd like to open an M&T checking account, you can do so online. You'll need:

• Less than 10 minutes
  
• Your Social Security Number
• To be a U.S. Citizen or Resident Alien
• To be at least 18 years old

We have the resources and tools you need to help you make the right choice for your goals.

Manage, simplify and learn more about your unique spending habits with our new financial management tool.